Insurance Plus was born from more than three decades of hands-on financial advisory work.
In 1992, Denise Nelson and Tina Marso founded Accounting Plus, Inc., a full-service accounting firm dedicated to guiding business owners and families through tax strategy, financial planning, and long-term growth.
Over the years, they worked alongside employers across industries including:
What they consistently saw was this: Business owners were paying too much for insurance, lacked proper coverage, and weren't receiving strategic guidance — just quotes.
To solve that gap, Insurance Plus, LLC was created as a sister company focused entirely on delivering smarter insurance strategies backed by real business insight.
We don't operate as a transaction-based insurance agency. We operate as a consulting partner.
In March 2025, Insurance Plus joined forces with Brawner Insurance — a rapidly growing Midwest insurance platform serving individuals, farms, and businesses across multiple insurance disciplines.
While preserving the local, relationship-driven service Insurance Plus was built on. Together, Insurance Plus and Brawner Insurance now provide comprehensive insurance and risk management solutions across commercial insurance, employee benefits, personal insurance, agricultural coverage, and Medicare planning.
Insurance Plus partners with businesses that value strategy over transactions, including:
Small to mid-sized employers
Multi-location companies
Growing operations planning for scale
Family-owned businesses
Professional organizations
If insurance impacts your bottom line — we're built to help.
We believe insurance should:
Make financial sense
Protect you properly
Support growth — not limit it
And we hold ourselves accountable to that standard every day.