Workers Compensation FAQ

What benefits are available under workers’ compensation? Workers’ compensation benefits are available to employees who are unable to work because of a work-related injury or illness. The injured employee will be indemnified for lost wages as a result of the work-related injury if he or she is medically authorized off from work. Typically, lost time […]

The Basics of Property Insurance

Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat—big or small. For instance, a fire could destroy your business’s warehouse and the contents inside, or a burst frozen pipe could damage important documents and valuable papers. Worse, you could have trouble paying […]

A Year in Review

2020 It’s been a big year for Insurance Plus. We joined Valley Insurance Agents Alliance (VIAA), merged with Mulligan Insurance, and welcomed Lance Hall. Lance Hall and Christine Pickett work to bring the best service and options to our customers. Lance brought with two interns, Morgan Meyer and Alex Kramer, to help expand the staff […]

Risk Insights – Business Owners Policies

Business Owners Policies (BOPs) Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can […]

Umbrella Insurance for Your Business and Peace of Mind

In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a claim, many business owners purchase […]

9 Questions Business Owners Should Ask Themselves About Insurance

Let’s Consider the Business Insurance that is Right for You If you have employees are you meeting requirements for Workers Compensation. Is your business is a limited liability corporation? You should consider general liability coverage. It is possible to be over insured. Make sure you policy amounts make sense for your business. If you run […]

Does your Business have the Right Types of Insurance Coverage?

As a businessperson you are exposed to certain risks that can be managed with the right insurance portfolio.  If you own a business or are part of a management team you need to make sure you consider these types of insurance. Premises Liability Corporate Auto Policy Business Interruption Coverage Umbrella Liability Health Insurance Product Liability […]

Gap Insurance

Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more for your vehicle than the amount that it’s worth. This is referred to as being “upside-down.” Since a new […]

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