Independent Insurance Agency — MO · IA · KS · IL
Practical commercial coverage for growing Midwest businesses. From general liability to workers compensation, we protect what you've built.
Independent Insurance Agency — MO · IA · KS · IL
Attract and retain great people with competitive benefits. Group health, dental, vision, retirement, and voluntary benefits packages.
Independent Insurance Agency — MO · IA · KS · IL
Homeowners, auto, umbrella, and renters coverage tailored to your life. Protection that keeps pace with your family's needs.
Independent Insurance Agency — MO · IA · KS · IL
From income replacement to estate planning, we help you find the right life insurance to protect your family's financial future.
Independent Insurance Agency — MO · IA · KS · IL
Direct Primary Care and national group share plans that give small businesses real healthcare options without breaking the budget.
Independent Insurance Agency — MO · IA · KS · IL
Comprehensive pet health coverage through Nationwide. Accident, illness, and wellness options so your pets get the care they need.
Independent Insurance Agency — MO · IA · KS · IL
We don't just place policies. We analyze, assess, and stay involved to minimize your exposure and maximize your protection.
Independent Insurance Agency — MO · IA · KS · IL
Pay your deductible when you need to and get reimbursed. Our program reduces your financial burden and makes coverage more affordable.
What We Do
Insurance Plus is an independent commercial insurance agency serving small businesses in Missouri, Iowa, Kansas, Illinois, and surrounding areas. From business insurance to employee benefits, we help you make confident decisions about risk, coverage, and cost.
Practical coverage for growing companies. From general liability to commercial property, we protect what you've built.
Learn MoreClear guidance for employers and their teams. Health, dental, vision, and retirement plans that attract talent.
Learn MoreAuto, home, and personal protection tailored to your life. Coverage that keeps pace with your needs.
Learn MoreSupport before, during, and after placement. We advise first, quote second, and stay involved always.
Learn MoreVertical Expertise
Tailored coverage solutions for industries with unique risks and operational demands.
Through our ResponderShield program, we provide dedicated insurance solutions for fire departments, EMS providers, and first responder organizations. Coverage built specifically for the risks they face — not generic policies.
Explore ResponderShieldWe develop specialized programs for industries that require tailored protection strategies. Additional vertical programs will be announced soon.
Talk to an AdvisorHow We're Different
Insurance Plus LLC is an independent commercial insurance agency located in Columbia, MO, proudly serving businesses across Missouri, Iowa, Kansas, and Illinois. Our collaboration with Accounting Plus allows our team to pair financial data with business insurance solutions to determine accurate coverage and cost savings. With flexible solutions like pay-as-you-go workers compensation, we reduce risk and provide more accurate forecasting.
Client Reviews
See why business owners trust Insurance Plus for commercial insurance solutions.
Based on 90+ Google Reviews
Rob Bloch
Matt was able to get us better insurance prices than what we were currently paying. He was very professional and easy to work with. I would highly recommend Insurance Plus to anyone looking for insurance.
Natalie Wier
Phil is a wonderful commercial insurance agent. He is very knowledgeable and always goes above and beyond to make sure we have the best coverage. I highly recommend him and Insurance Plus!
Erik Stieferman
Matt provided excellent service and was able to find us better coverage at a lower price. He took the time to explain everything and made the whole process easy. Highly recommend!
Who We Serve
From startups to established firms
Benefits that attract and retain talent
Personal protection for what matters
Serving those who serve others
Featured Insights
Practical guidance to help businesses make confident insurance decisions.

Understanding what coverage your business truly needs shouldn't be complicated. We break down practical insurance strategies that protect your operations without unnecessary cost.
Watch on YouTube
Discover how pay-as-you-go workers' compensation can improve cash flow, reduce risk, and provide more accurate cost forecasting for growing businesses.
Watch on YouTubeLooking for guidance specific to your business?
Schedule a ConsultationOur instant commercial insurance verification process helps us see where you're overspending or underinsured. Let's get started with a free quote.