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Business Insurance
Practical coverage designed for growing businesses and evolving risks across the Midwest.
Business insurance is a category of commercial coverage designed to protect companies from financial losses resulting from lawsuits, property damage, employee injuries, and other operational risks. Common business insurance policies include general liability, commercial property, workers compensation, commercial auto, and professional liability.
In Missouri, most employers are required to carry workers compensation insurance, and many contracts require proof of general liability coverage. An independent agency like Insurance Plus shops across multiple carriers to find the best combination of coverage and cost for each business. Learn more about our risk advisory services for a comprehensive risk evaluation.
Coverage
Tailored protection for every aspect of your business operations.
Protects against third-party claims of bodily injury, property damage, and advertising injury.
Covers your buildings, equipment, and inventory against fire, theft, and other covered perils.
Insures vehicles used for business purposes, covering liability and physical damage.
Provides wage replacement and medical benefits to employees injured on the job.
Extra liability coverage that kicks in when your underlying policy limits are exhausted.
Covers repair or replacement costs when critical business equipment fails.
Protects against claims of negligence, errors, or omissions in professional services.
