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Protect your investment on the water with comprehensive coverage designed for boat enthusiasts — not a generic add-on to your homeowners policy.
Start a Free QuoteBoat and watercraft insurance provides specialized coverage for your vessel, equipment, passengers, and liability while on the water. Unlike a homeowners policy add-on, a standalone boat policy offers tailored protections designed specifically for watercraft owners.
Whether you own a pontoon boat on the Lake of the Ozarks, a bass boat for tournament fishing, or a jet ski for weekend fun, Insurance Plus can help you find comprehensive coverage at a great price. The average boat policy costs less than a dollar a day — giving you peace of mind every time you hit the water.
A quality boat insurance policy goes well beyond just covering your hull. It protects you, your passengers, your equipment, and your financial interests with coverages specifically designed for life on the water.
We'll help you determine the right coverage limits based on your vessel type, how and where you use it, and the equipment you carry on board.
We compare options across our carrier network so you get the best coverage at the best price.
A dedicated advisor who knows your family and your policies — not a call center.
We advocate for you during the claims process from start to finish.
Extra liability coverage for on-water incidents.
Learn MoreCoverage for ATVs, UTVs, and off-road vehicles.
Learn MoreRV and camper coverage for your road adventures.
Learn MoreProtect your home and bundle for savings.
Learn MoreGet a personalized insurance review from our Columbia, MO team.
