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Your condo association covers the building, but who protects the inside of your unit? An HO-6 policy fills the gap and keeps your investment safe.
Start a Free QuoteCondo insurance — also known as an HO-6 policy — covers your condo unit where your condo association's master policy stops. Your association typically insures the physical structure, common areas, and shared spaces. As a unit owner, you're generally responsible for everything from the drywall in: floors, walls, cabinets, fixtures, appliances, and personal belongings.
Getting a copy of your association's by-laws is a smart first step so you understand exactly what your responsibilities are in the event of a claim. Insurance Plus can help you review those details and make sure your HO-6 policy provides the right coverage.
It's important to understand that some townhomes are structured and insured like condos, requiring an HO-6 policy rather than a traditional homeowners policy. If you live in a townhome, make sure you have the correct type of coverage for your ownership structure.
Insurance Plus can help you understand the differences between a homeowners policy and a condo policy, and ensure you're carrying the right coverage for your specific situation.
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