What is property and casualty insurance?

Property and casualty insurance covers businesses and individuals against risks such as property damage, liability claims, and accidents.

What insurance does a small business need?

Most small businesses need general liability, workers compensation, commercial property insurance, and possibly professional liability depending on their operations.

Do you offer insurance in multiple states?

Yes, Insurance Plus LLC provides insurance services across Missouri, Iowa, Kansas, and Illinois.

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Wedding Insurance in Columbia, MO

Your wedding day should be one of the happiest days of your life. Wedding insurance is an affordable way to protect it from the unexpected.

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What Is Wedding Insurance?

Wedding insurance protects your financial investment in one of life's biggest celebrations. With so many moving parts — venues, vendors, photographers, caterers, attire, and more — there's a lot that can go wrong. Wedding insurance provides a safety net when the unexpected threatens your special day.

From cancellations and postponements to vendor no-shows and weather disruptions, a wedding insurance policy gives you the peace of mind to enjoy the planning process knowing you're protected. At Insurance Plus, we can walk you through your options to make sure every detail is covered.

When You Should Definitely Get Wedding Insurance

What's Typically Covered

Cancellation and postponement

Special jewelry and attire

Lost vendor deposits

Lost gifts and money

Wedding video and photography

Liquor liability

General liability insurance

Special event liability

Why Choose Insurance Plus?

Multiple Carriers

We compare options across our carrier network so you get the best coverage at the best price.

Personal Service

A dedicated advisor who knows your family and your policies — not a call center.

Claims Support

We advocate for you during the claims process from start to finish.

Frequently Asked Questions

How much does wedding insurance cost?

Wedding insurance is very affordable — typically ranging from $100 to $500 depending on coverage limits and whether you add liability coverage. It's a small investment to protect an event that often costs $20,000 or more.

Does wedding insurance cover vendor no-shows?

Yes — most wedding insurance policies cover losses from vendor cancellations or no-shows, helping you recover deposits and find last-minute replacements.

Do I need liability insurance for my wedding?

Many venues require liability insurance as a condition of your rental agreement. Even if it's not required, liability coverage protects you if a guest is injured at your event.

When should I buy wedding insurance?

Purchase wedding insurance as soon as you start placing deposits with vendors. The sooner you're covered, the more protection you have against early cancellations or vendor issues.

Protect What Matters Most

Get a personalized insurance review from our Columbia, MO team.

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