INSURANCE AGENCY in Columbia and Missouri

A Local and Licensed Insurance Agent

Medicare and all the options can be overwhelming and confusing. Information comes to you from all areas and angles, including well-meaning friends and family. Insurance Plus offers years of experience and works with a wide selection of Insurance carriers.

We partner with you to determine what makes the most sense for you based on your situation, lifestyle and budget. We will assist from the first meeting until we know that your policies are in effect. If it is best for you to stay where you are at the time or we need to meet again, or you just have questions- that is just fine.

Let Us Know How We Can Help


Laurie Quail

Insurance Agent
(573) 206-9833

Find the Coverage that Fits

Finding the right Medicare benefits to suit your needs can be a stressful and time-consuming process. It is our goal to equip you with the information you need to make a well-informed decision and choose the health coverage that fits your situation, lifestyle, and budget.

Medicare Supplement

In the event of a serious medical condition or diagnosis- a person’s financial exposure with Medicare coverage alone is virtually unlimited. A Medicare Supplement Plan helps pay some of the health care costs that Original Medicare A and B doesn't cover. Medicare Supplement Plans are not the same as Medicare Advantage Plans and can only be combined with Original Medicare. You may choose to also enroll in a stand-alone Prescription Drug Plan.

Medicare Advantage

Medicare Advantage plans are available from private companies that contract with the Centers for Medicare and Medicaid Services to provide Medicare benefits to enrollees. The plans must provide all benefits provided by Medicare and most also provide additional benefits such as dental, vision and hearing options. Plans may charge copayments or coinsurance amounts for various services. Unlike Medicare, many will limit your out-of-pocket expenses- especially if you stay within the network of providers. Members pay the plan premium, if any.

Prescription Drug

Medicare Part D plans are offered by private insurance companies. A review of your medications is highly recommended to ensure that you enroll in the plan that fits your specific formulary needs and is the most cost effective. If you don’t enroll in a Part D plan when first eligible, you may be charged a Part D late enrollment penalty.

"When we first began to learn about Medicare, we were extremely confused. Thankfully, we were referred to Insurance Plus who made the process of finding our policies very easy. They were patient throughout the process and helped from beginning to end."

Our Trusted Medicare Consulting Process

When you do business with us, you're always speaking to a human being who has your best interest in mind.

Submit Consult Request

Use the form below to schedule a call-back.

Market Research

We research available companies in your market.

Coverage Placement

We'll help through the application process.

Ongoing Support

Annual coverage reviews for all policies.

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